There are different financial institutions to get a financial assistance, but not all of them deal with your bad credit. In most cases neither banks nor credit unions will give you a debt consolidation loan, if you have bad payment history and your outstanding debt is too high.
For people who find themselves in such difficult financial situation, there are special debt consolidation lenders. They understand all the problems of having big credit obligations and provide you with a loan to cover them. As you choose to get a debt consolidation loan, you are not able to cover existing interest rates. That is why a new loan is proposed to you on better conditions. You will pay lower interest rate and in some period improve your situation.
The company Personal Money Service has a good reputation in this type of financial assistance. So you can easily apply for a debt consolidation loan even with bad credit using this service online.
To get more detailed information and to choose an appropriate loan, you should visit: