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When you rent a car, you more likely think about the insurance, don’t you? An agent will offer you to purchase a credit card rental car insurance to protect a rental vehicle. Still, a half of Americans already have credit card car rental insurance.

Rental car insurance credit card usually covers the damages a vehicle gets due to a collision. But the limits of coverage are unique and depend on your personal plan. Furthermore, credit card rental insurance covers the value of the rental car if the vehicle was stolen.

Insurance won’t cover any losses and damages caused by you to other cars. There are also types of cars that won’t be protected by any insurance company:

  1. Expensive cars with retail market price above $50,000.
  2. Antiques that are more than 20 years old.
  3. Vans/trucks – vehicles that transport more than 8 passengers.
  4. Motorcycles/mopeds.

Chase credit card rental car insurance offers different plans that start with $5000 and end with $100,000 and more.

Visa, Amex, Mastercard offer different plans and Amex is one of the most beneficial. By the way, you can also check out Bank of America credit card rental car insurance as it also offers tempting benefits.