WP_Term Object ( [term_id] => 48 [name] => Health Insurance [slug] => health-insurance [term_group] => 0 [term_taxonomy_id] => 48 [taxonomy] => questions [description] => All the questions that might help you get a right insurance. [parent] => 21 [count] => 24 [filter] => raw )

What is an Individual Health Insurance?

Back to questions list

Individual health insurance plans differ from those that are offered to a group of people, for instance to employees. This type of insurance has specific terms for different groups of people such as personal insurance, child’s insurance, and family medical insurance.

Premiums, which are usually paid by employers in group coverage, are paid independently by every single person, who chooses the individual type of health insurance. Individual plans offer some privileges such as an ability to apply for care cover procedures during all day, assured renewability for life, access to cashless service at quality hospitals near you.

Bonus: Learn how to choose health insurance.

Individual health insurance is available for people, who aren’t a part of a group or haven’t applied to government sponsored programs. When it comes to applying for individual coverage, the process isn’t difficult as almost every insurance company offers individual plans.

You will definitely manage to find affordable quotes and reasonable plans that will fit your requirements and budget. Obviously, you have to compare terms of every company and choose the most profitable – just check out the websites of different providers or contact them personally (that would be better).