If you usually shop in one place, then store credit cards are the perfect solution for you. They will save more money for you than any other credit card would ever save. Almost every store-branded credit card offers outstanding benefits and special offers, which clients would never meet with simple credit cards.
One of the best store credit cards are:
- Amazon Prime Store Card – clients face an unlimited 5% back as a statement credit on all Amazon.com purchases. There is no annual fee.
- Target REDcard offers 5% off every day, 30 extra days for returns and free shipping at Target.com. It also has no annual fee.
- Gap Inc Visa Card saves 15% on your first purchase. Clients get 5 points for every $1 spent at Gap brands, in-store or online, and 1 point per dollar spent elsewhere.
There are department store credit cards and those available in a bank.
Synchrony bank store credit cards are one of the most popular store credit cards as they can be used everywhere where Visa or Mastercard are active, for instance. Most of the card offer no interest if paid in full within 6 months on purchase of $199 or more.
You can also apply for Comenity bank store credit cards even if you have a bad credit (there are offers for people with bad credit). Still, Comenity cards are almost senseless, as they don’t offer any worthy benefits. Their rewards are usually limited to the one-time discount (of 10-20%) on the first purchase after approval.