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A credit score is connected with a credit report. So, without taking it into account, it’s impossible to answer this question. The information is the credit report is changed daily or even more often. It usually changes after different financial operations such as payments. Still, there is no particular plan for the updating. The information is updated during the month but not on a specific day.

The agencies have millions of different accounts and they have to manage them properly and update information on time, though it’s a complicated challenge. Therefore, they divide the accounts into portions and update information gradually.

Usually, the agencies define the updating dates independently. Still, it’s possible to ask for this information to be provided by the representatives of the agency. When the new information is added to the report, the other information is removed.

Different types of information (inquiry, lender, or public record data) are updated independently of each other. The violations of the basic terms lead to the changing the credit score and, therefore, the overall information. It’s important to remember that applying for this information more than 3-4 times a year will drop the score up to 5 points!