People wonder how to switch car insurance if they aren’t satisfied with their current one. Furthermore, they might find more beneficial offer and decide to apply for it. In all cases, if you want to change your insurance company, it’s possible.
Before canceling your current insurance, you should apply for a new one. If you cancel your current coverage without applying for a new one, you will get coverage gap. In the case of the accident, no one except you will cover it. Furthermore, you can get a ticket for not having a proper insurance.
How long do you have to switch car insurance?
You have to inform your insurance company about your desire to end coverage in one month. Then you have one month to apply for a new policy and adjust it.
How easy is it to switch car insurance?
It’s easy to switch car insurance if you do it right. As it was mentioned, you should inform your provider about your decision in one month. If you don’t inform a provider and don’t pay a premium, it will promptly inform state’s DMV that you have no policy. Then it will take a lot of time to prove that you have a policy. Furthermore, you should avoid coverage gaps to omit bills for not having a policy.