You already know the difference between online installments vs. short term loans, but we have so much more to offer. For example, small personal and business loans are very popular types of credit products and both are intended to help you to cover certain expenses.

But, how do you make the right choice and get a loan that suits your needs perfectly? How can you make sure you use small personal loans for your business needs in the right way? Compare our personal loan and business loan offers to understand which option is right for you!

Online Personal Loans

Why a Personal Loan?

You can use personal online loans from the lenders we work with for any personal needs and wants  and with any credit score. Our company makes these credit products affordable for consumers with all the credit scores, but the size of a loan you can get depends on your income and repayment ability.


Also, small online personal loans may have longer repayment terms than, for example, short-term loans or emergency loans (you can also check comparison of short-term and personal loans online here). Convenient, isn’t it?

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Small Business Loans

Why a Business Loan?

Many people prefer owning their own business over having a boss. But, everybody knows that being a business owner is a huge responsibility because you’re responsible for many aspects, including financial ones.


With small business loans via Personal Money Service, you can cover the various needs of your company, and make improvements and developments very fast. We offer many types of small loans online for your business so you can secure your business’ prosperity with an online small business loan. Are you ready to get this loan?

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It is a perfect fit if:

If you plan renovations or and need the money for some other needs and other life events, then a personal loan can be your best choice. You don’t need to mention why you need the loan and explain your personal reasons to the lender when filling out the application form on our website.

All you have to do is fill out our simple application form with your personal data and the amount of money you would like to borrow, and then our matching system tries to finds you a perfect lender for a personal loan online.

It is a perfect fit if:

You do not need to guess how to get a small business loan, as you are in the perfect place. The small business lending market is huge, but you only need one good option and here it is. And it is getting harder and harder to compete with other businesses.

Instead of spending sleepless nights working 24/7, you should take a few simple steps to boost your business. Do not forget that you might qualify for an online loan starting from $5,000 and up to $350,000. Sound interesting? Go on and submit your application form today.


Yes, everything is so simple! With personal loans you can easily meet different expenses and stay financially independent. Our lenders will offer you comfortable terms and a repayment schedule, so you’ll get all the benefits of these credit products.


You can take an advantage of a comfortable repayment schedule, a reasonable interest rate, and a repayment term up to 24 months. Also, we are proud to have lenders with the best business loan rates in the industry.


Choose personal loans to fund different life events and personal expenses. If you’re an entrepreneur and need the money to improve your company or deal with business expenses, then discover business loans and their types to find the best solution!