New car insurance is car insurance for new drivers. If it’s your first car, you are a new driver. Most of the insurance companies tend to offer insurance packages on non-beneficial conditions with high rates. This tendency is based on the lack of driver’s experience that means a higher risk for insurance companies.
There are certain ways to find affordable car insurance for new drivers:
- Some companies offer discounts for those, who attended driver’s classes. These classes are supposed to boost driver’s skills and reduce chances of getting in an accident. So, before applying for new car insurance, ask about certain discounts for driver’s classes’ attenders.
- Some companies also offer discounts for the owners of the “safe cars” and cars with modern equipment that increases safety.
The rates for new car insurance depend on your age, on your car, and a couple of other aspects.
By the way, those, who nowadays decide to apply for New York car insurance, are lucky. The lowest rate in this state is now about $600 what is really affordable. Corning (14830) and Painted Post (14870) agencies offer the lowest rate of $627 and Elmira (14901) and Big Flats (14814) – of $604!