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Three major credit bureaus – Equifax, Experian, and TransUnion – provide their clients with an opportunity to check their credit score for free once a year. Most of their clients aren’t satisfied with such state of things and require making more inquiries, which usually are paid ($5-$15).

Nevertheless, there is an opportunity to check out your credit score for free. If you deal with FICO credit score, you are free to apply to the following services, which usually even contain 3 credit scores based on the information from Equifax, Experian, and TransUnion.

So, for checking the three-digit number, you can apply to Credit Karma, Credit Sesame, and GoFreeCredit.com. The other way to change your credit score lies in applying to the Equifax Credit Watch Gold with 3-in-1 Monitoring, which is based on Equifax and offers a 30 day trial of the service.

A monthly subscription will cost you $14.95. You can also use TrueCredit, which reveals your TransUnion credit score. You can also set the alerts, which will inform you if a credit score changes. A free trial lasts for 7 days, a month subscription costs $14.95.

Don’t forget that checking out your credit score may lower it up to 5 points!