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Where to Get Free Government Credit Report?

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There are several options to get a free government credit report.

  • You can check out an official Federal Trade Commission website. This entity offers government free credit report once in 12 months. To get a report, you have to provide your name, address, social security number, and date of birth to verify your identity.
  • The website will redirect you to AnnualCreditReport.com for a free annual credit report government.
  • As you know, three major bureaus Equifax, Experian, and TransUnion also provide one free report in 12 months. You can order three reports at once or allocate them throughout the year.
  • The next organization that provides a government free credit report based on information from the major bureaus is the Federal Deposit Insurance Corporation. The conditions are the same – one free credit report in 12 months.

You can apply for the free credit report government but there are cases when you need to check it out more frequently. In this case, you can order a paid credit report and we have already written about it previously.

Information in each bureau might vary a little bit. Still, if the creditor applies for information to the unknown agency, you should ask the copy of the report. The copies of the reports from the well-known bureaus and entities are stored for 6 months.

If we didn’t cover some details about free government credit report, you can check out these resource:
FTC coverage: