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Is Free Credit Report without Credit Card Possible?

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In recent years, several websites have begun offering free annual credit report without a credit card from at least one credit reporting agency. For instance, a borrower can apply for free Transunion credit report without credit card or Equifax free credit report without a credit card. Some websites allow requesting for several credit reports from several agencies.

These websites are well known. They make money through the advertising. So, they have a foundation to provide affordable or even free services for borrowers. If you need free annual credit report without a credit card, you should apply to one of these services:

  • CreditKarma.com
  • CreditSesame.com
  • Quizzle.com
  • WalletHub.com

These websites don’t need a credit card number and don’t demand from borrowers a subscription to the trial period to get a free credit report.

These services are easy in use and they really make what they promise – provide free annual credit report without a credit card.

You should keep in mind that there are free opportunities to get a free credit report even without sharing credit card details. So, don’t agree on the first offer from the suspicious website.