In fact, sometimes it’s quite complicated to find cheap car insurance for first-time drivers. First-time drivers represent a high risk for providers and they want to compensate it.
Still, one of the most reliable ways to find the best car insurance for first-time drivers is to call the local independent agent. You can check out the phone book for the PIA or Big I logos (the most reliable ones). There you will find a list of the independent agents, who have a list of the reliable local companies. The main advantage is that they have already worked with them and will recommend you the best offers.
Buying car insurance first time isn’t really scaring and you can even reduce rating for your policy! For instance, some companies give discounts to people, who attended driver’s classes. Some car insurance providers give discounts for good driving with their driving instructions. Some providers take into account credit score!
There are lots of details and you must ask about them beforehand. That’s why you should seriously think about turning to the mentor or local independent agent.