Questions

Back to questions list

Some car owners when applying for insurance start doubting what insurance company – online or local – to choose. There are both advantages and drawbacks of online and real insurance companies and the choice is up to you.

Obviously, local car insurance agents seem to be more reliable. The cooperation with real agents makes the deal more personalized. Furthermore, if you don’t know what you need, an agent will help you to choose the right plan. Local insurance companies make filing the claim easier as doing it by phone can be complicated.

Local car insurance company can also offer discounts, special offers, and cheap car insurance rate. Just because a company works online doesn’t mean that it’s more affordable than a local one.

Looking for local car insurance agency isn’t a difficult process. You only need an access to the Internet. Still, Personal Money Service recommends you applying to the proven agencies. Probably, your friends and family could help you in it if they have already applied to the particular insurance company.

It’s also important to compare different plans and offers to find more beneficial. It can be either online one or local.