The family insurance is the opposition to the single insurance – this option allows insuring the life of the married couple and the children. In other words, it’s the insurance that covers the health expenses of the whole family. Unfortunately, the premiums are usually higher than the single insurance plan offers but it doesn’t depend on the number of the children in the family. The deductible is also higher.
Different plans offer different services but most of them include prenatal care, well-child care, and everyday annual physicals for children, who are under 16.
Some of the plans also cover expenses spent on children over 18 years. Some of the employers, by the way, offer group plans for families, who need family insurance. Furthermore, you can purchase it independently but the premium will be higher again.
Personal Money Service isn’t the direct lender but we cooperate with reliable lenders, who provide family health insurance on the reasonable conditions. You can choose from a couple of lenders, whose requirements meet your expectations. You should only pass the simple application process – it won’t take more than 5 minutes.