Questions

Back to questions list

If you applied for your first credit card less than three years ago or your credit history contains financial mistakes, your credit would be called “fair”. Some people consider applying for a credit card with a fair credit to be impossible and they are wrong. There exist ways to get a credit card with a fair credit.

You can apply for a secured credit card. That’s the longest way to get a bank card but it’s the best way to improve an unsecured one. Secured cards require collateral, which, in fact, may not exceed $200. Your deposit will be returned to you after closing an account and paying off a debt.

Nevertheless, you still have chances to apply for usual Visa, MasterCard or American Express credit cards. It’s possible to order a credit card online with a previously conducted research. Firstly, you must decide what kind of credit card you need. Each of websites, in fact, offers you the same terms of application, which don’t seem to be confusing. So, you will more likely apply to one of the aforementioned credit cards without any troubles.

Find out why 0% credit cards aren’t the best deal sometimes.