Student Loan Refinancing Guide

By

refinance student loans

It is not fun to pay off student loans. In case you have a few or many student loans which require high monthly payments, what can help you alleviate this burden? Student loan refinancing is a perfect answer to this question. It allows you to combine both your private and federal student loans into a single student loan that will cost you less.

How much can you save with its help? Use student loan refinance calculator to estimate how much you could save and compare the interest rates of your new loan and existing debt.

Continue reading “Student Loan Refinancing Guide”

Is Unsecured Debt Consolidation Loan a Good Fit?

By
unsecured debt consolidation pros and cons
Photo credit: Pixabay.com

Many people struggle to manage the unsecured loans that should be quickly repaid, especially if they have a couple of them. The good news is that these people have a couple of variants how to forget about the debts forever.

Debt consolidation is the process of replacing multiple loans by the only one with lower monthly payments and a longer period of repayment. There are two basic types of debt consolidation: unsecured and secured. A secured debt consolidation is the one backed by a collateral. In case the borrower does not make repayments in time, he will lose the assets.

Continue reading “Is Unsecured Debt Consolidation Loan a Good Fit?”

What Does It Cost to Raise a Kid?

By
How Much Does It Cost To Have Kids?
Photo credit: Pixabay.com

Is your family budget ready for a kid? The future parents are often frightened by the idea that raising a child is expensive. While that is true, knowing the exact numbers could help a family to prepare for the new expenses. According to the US Department of Agriculture, the average cost to raise a child in the United States from birth to age 17 is $233,610.

How much does it cost annually to raise a child then? It turns out that the future parents should be ready to spend $14,000 per year. Let’s see in details what this includes and what other important things you need to know about the cost of raising a child in America.

Continue reading “What Does It Cost to Raise a Kid?”

Beginner Guide to Investing

By
how to invest
Photo credit: Pixabay.com

Investing is a perfect tool for building wealth, but it is not the only reason for its popularity. Different vehicles make it easy to start with small amounts and add to them from time to time.

This tutorial will help you start investing. It will explain what investing is and how to invest properly. It will cover the building blocks of investment and provide the insights into techniques that will help you choose the appropriate strategies and vehicles.

Continue reading “Beginner Guide to Investing”

Auto Warranty? It’s Easy If You Do It Smart!

By
best auto warranty
Photo credit: Pixabay.com

An auto warranty aims at protecting you from unexpected bills for repair in case of an electrical failure or a mechanical breakdown. Some warranties also cover tear and wear.

The car warranty type is mostly defined by the age of the car (whether it is new or old). Sometimes the auto insurance is included when buying a vehicle.

Continue reading “Auto Warranty? It’s Easy If You Do It Smart!”