Can a Payday Loan Company Sue You?

By
can payday loans sue you
Photo credit: Pixabay.com

It’s dismaying to hear that people still ask questions like ‘Can a loan company take you to court?’. Even if it’s not common, it can absolutely sue you.

This is hardly a secret that in order to avoid difficulties, you should always pay your statement balance in full, every month, without exceptions. Do you plan on using your payday loan the correct way? Great, then a collection agency is not a concern for you. Otherwise, it’s more likely that you risk putting in front of a judge.

Continue reading “Can a Payday Loan Company Sue You?”

How to Increase Your Credit Score up to 800

By
how to get your credit score up
Photo credit: Unsplash.com

In the land of credit scores, FICO rating is king. Many of us, in one of these fine days, have done something in the heat of the moment that adversely affected their credit rating. Now you may find your head spinning on how to minimize that negative impact.

Well, is there anything you can do to raise it quickly?

Your credit score tells whether you are good at borrowing money and paying it back. All in all, having a healthy score is always good. One thing to remember here is that good credit scores follow good financial habits. In its turn, saving and planning will do far more for you than a good credit score. Yet, if you’re still thinking about ‘How to increase my credit score?’, the time is now.

Continue reading “How to Increase Your Credit Score up to 800”

Top 10 Best Personal Finance Podcasts Worth Investing Your Time In

By
personal finance podcasts
Photo credit: Pixabay.com

Are you keeping track of your finances? That‘s a good start. Being bombarded from every direction, we struggle to find content that matters. Financial podcasts can benefit your money management right off the bat.

Did you know that listening to the best financial podcasts can do wonders in your financial life? Whether you’re looking for financial advice online or ways to improve your life, financial podcasts provide a ton of value. Try to consume content that matters in a more convenient way.

Continue reading “Top 10 Best Personal Finance Podcasts Worth Investing Your Time In”

Big Day Freebies: 39+ Places That Give You Free Stuff On Your Birthday

By
birthday freebies
Photo credit: Pixabay.com

Face it, the best part about birthdays is presents. The more, the better, right? But what can be better for the possibility to pamper yourself without spending a dime? Sure, by knowing places that give you free stuff on your birthday, your birthday celebrations can go much longer. Brighten up your birthday with some extra treats.

Do you like freebies? Of course, you do! Make your big day feel extra special thanks to some places that give free stuff on your birthday. The best thing is that tons of businesses allow redeeming freebies during your birthday week or even month. Start planning your totally free day in advance is a clever way to get the best freebie deals.

Continue reading “Big Day Freebies: 39+ Places That Give You Free Stuff On Your Birthday”

Have You Ever Wondered Where Does All the Money Go?

By
countries spending budget
Photo credit: Pixabay.com

Just like you decide how to spend your pocket money, the government gets its money from a different type of taxes to finance various public services like schools, hospitals, the police, and housing. Understanding where state tax dollars go can help explain how countries spend their money.

Indeed, the government helps educate children, build and repair roads & bridges, provide health coverage for low-income groups, and much more. As a result, spending money on such services is economic vitality. It helps build strong and healthy nations.

The US government spent $70, 352,596,760 for education expenditures In 2017/2018, which is 5.3 percent of GDP

We all know that money can be hard to manage. Yet, with Gross Domestic Product indicator, it’s easier to determine a country’s economy and health.

Related: Check our infographic about how much Americans spend money.

Continue reading “Have You Ever Wondered Where Does All the Money Go?”

Personal Loans for Business: A Clever Way of Getting Financed

By
personal loans to finance business
Photo credit: Pixabay.com

If you stopped getting a paycheck today, would you simply wait till your business collapse? Hope as any other concerned business owner you’d better apply for personal loans for business when a cash flow hiccup becomes out of your control.

We all know that money doesn’t make you happy but face it, it’s next to impossible to live without it. Whether you like it or not but cash is a king today. Even more, cash is a necessary evil in keeping your business alive and healthy.

You must agree, spending money is fun. We all wish we could spend money on two-vacations-a-year-in-a-foreign-land or buy a holiday home at Lake Tahoe. Who of you does not want to have a share of the American dream?

Continue reading “Personal Loans for Business: A Clever Way of Getting Financed”

How to Use Student Loans for Living Expenses in a Smart Way

By
where to spend student loans
Photo credit: Pixabay.com

As a rule, the story starts with how excited they are to get into a college. In the end, a remarkable number of them had to resort to loans for school to pay for the college.

With 20 million people that attend college in the United States, about 60% borrow money to help pay the tab, according to the Chronicle of Higher Education.

Say, you are a first-year student and wonder, ‘How much student loan can I get?’, find out the amount of your loan for school right now.

Continue reading “How to Use Student Loans for Living Expenses in a Smart Way”

4 Business Loans for Simpler and Quicker Invoice Financing

By
business loan invoice financing
Photo credit: Pixabay.com

Small business is booming, with thousands of U.S. businesses seeking loans for capital to expand or to fund acquisitions. If your American business needs additional capital, consider turning to invoice financing as a much sensible funding option. The truth is that this could be a good choice for enterprises that want to expand and make their plans a reality.

It’s naturally that small and medium-sized businesses gravitate towards traditional financial products, such as a business loan and overdraft. While in fact, almost half of those enterprises look for outside source of funding.

Business Loan

Different off-the-shelf business financial products are not always the perfect choice when meeting your funding needs. It’s not always the case, though the chances that one option will suit all of your financial needs are rather slim.

To help you make it big in day-to-day funding, the blend of different financial loans can be the key to cover your bases. Sure, each financial blend has a lot to offer. Case in point that every business is different meaning that only one of the top four financial solutions can help you get straight to the matter. And if picked right, you can expect to get more financial flexibility and greater growth opportunities.

Continue reading “4 Business Loans for Simpler and Quicker Invoice Financing”