6 Champion Ways for Budgeting Money as a Teen

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Ways for Budgeting Money as a Teen
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Being a teenager can be challenging, especially when it comes to personal finances. Many teenagers still rely on their parents and are financed by them.

However, it’s significant to make your children learn about budgeting and saving while they are still young so that they will appreciate the sense of financial responsibility in their adult life when money becomes a much more serious concern.

If you are a teenager having a part-time job, it will also be beneficial for you to learn some budgeting tips and tricks that will help you make the money last between jobs and save for something you want to purchase. Here are the steps you should make.

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How Much Money Should Go Toward Debt Reduction?

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Paying off your loans certainly isn’t the easiest task. However, if you try to repay the debts as soon as possible, be sure to figure out how much money you can put toward paying off your loans each month. In this article, we are going to help you make your choice and improve your debt reduction plan.
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Hamilton Musical Became a Trap for Billionaires

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broadway show scam
Illustration by: Matt Collins

Big news has taken first places in newspapers and current events recently. “Big names” were spotted in the Ponzi scheme with hit Broadway musical “Hamilton”. The same “big names” invested a pretty penny in the blocks of tickets and were promised to get money back plus 10% surcharge. Now, these billionaires demand money back.

Among the “big names” are Paul Tudor Jones – an American investor, hedge fund manager and Michael Dell – an American business magnate, investor.

According to the informed person, more than 125 people joined this list. The Securities and Exchange Commission reported that scammers managed to end up gathering over $81 million.

In fact, it’s not a commonplace that art-lovers, experienced highly skilled investors are involved in such suspicious deal. Still, the fraud is the fact. The victims still demand their money back. “The suspected” is the most interesting part.

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Best Personal Finance Apps You Have to Try in 2019

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best financial apps review
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Budget management isn’t always easy. Furthermore, all operations connected with money often require particular attention and extra tools. Finance software can become a useful assistant in the finance management. It’s only important to pick up the right app.

There are plenty of them on the Internet. They differ as they were created for people with different tastes. In order to choose the best budgeting software, you should try at least a couple of them. Personal Money Service made a list of the most reliable and comfortable software. So, you should familiarize with them and choose the best one for you. Professionally designed programs will definitely organize and stimulate you!

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5 Tips to Help You Save on Expensive Senior Care

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If you haven’t saved a million for a retirement, then this article is for you. Senior home care is one of the burdens that most American families caт hardly deal with. Financially supporting either themselves or their aging parents or relatives often becomes an actual challenge.

The cost of services in senior care centers can reach the point of almost $7,500 per month. But even in-home care is not a super cheaper alternative – the nurse would take from $15 to $30 per hour.

Many people think Medicare is supposed to cover bills for senior care. The truth is, it won’t. The long-term care insurance is actually the only type of insurance able to take care of most senior care expenses. However, applying for a long-term care insurance is not common for most of the Americans because of its larger payments.

If taking a long-term care insurance is not an option for you, don’t panic. There are some ways to keep the cost of your senior care much lower.

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The Greatest Financial Frauds of All Time

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Financial scandals have taken off during the last decade, with the new frauds yielding billions of dollars worth of illegal profit. However, the history of these frauds is much longer than you might think. Instances of the largest financial frauds are far from developed modern markets and can be dated back to the unpleasant sale of the Roman Empire in 193AD.

In spite of increasingly strict laws aimed at fighting frauds and with government agencies trying to enforce those laws, the world hardly witnesses any decrease in the number of financial frauds. Quite the contrary, its number is constantly growing. Let’s look at some of the world’s biggest financial frauds a little closer.

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3 Common Failures That Will Kill Your Company

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Failures That Will Kill Your Company
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Running out of money, unanticipated circumstances, and market shifts are among the most common entrepreneur excuses when a startup fails to take off. Indeed, there can be numerous obstacles you will need to overcome in order to become successful.

However, it can’t be right to blame only outside difficulties. Many businesses fail because of the owners’ mistakes. It’s easier to look out for excuses to justify your failures than look inside at your own flaws. The following point will help you determine the possible missteps you are making. Get rid of them and make your business strive!

Business Loans

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How To Combine Finances After Marriage?

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You’ve already used our wedding tips to save money. It’s time to learn that in the modern world, personal budgeting is a huge responsibility for married couples. More and more newlyweds choose to combine their finances in order to share the most frequent expenses everyone is most likely to meet during after marriage.

Therefore, creating a joint account is very convenient when it comes to paying for rent, utilities, and other bills together.

If you and your partner want to learn how to combine finances after marriage, consider the following points:

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So What Is Merchant Cash Advance Exactly?

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What Is Merchant Cash Advance
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There lies a history behind the term. In general, it is an alternative for small business funding. If to be more concrete, a creditor does a one-time payment in exchange for future credit card sales. Such financial operation was structured at first.

But as time went by, the meaning of the term has widened. Now it means different kinds of small business funding with a set of certain characters. These refer mostly to the term shortness and regularity of the small payments. Sometimes the term is also used for short-term business loans.

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5 Ways To Help You Make Money With Photography

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Are you a freelance photographer? Or maybe you’re an amateur willing to earn some cash on your hobby? Either way, you should know there are many opportunities to earn money as a photographer both in the real world or the Internet.

PersonalMoneyService have gathered 5 most efficient ways how you can start making money with photography in times when you are short on cash and customers. Just keep reading!

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