Quitting Your Job to Start a Business?

“Starting a business” is now a very popular topic on Quora. Questions do repeat and the most common would be:

  • How do I start an online business?
  • What business can I start with $100 ($1000, $5000, etc.)?
  • I have a job, but want to quit and start my own business. What should I do?

In this infographic we will speak about questions you should ask yourself before you decide to quit your job. Answer each of the 5 questions and express your opinion in the comments section below.

Continue reading “Quitting Your Job to Start a Business?”

Home Improvement Loans: Our Review

home improvement loans
Photo credit: Pixabay.com

No matter whether you want to make a couple of upgrades or make an expensive new addition, if you don’t have enough money for this, you would like to take out the best home renovation loan. When writing our review, we searched for a mix of low home improvement loan rates, great scores for customer service, and terms that are easy to understand.

If you have equity in your home, it’s quite easy to get the needed funds. If you use equity as a collateral, you will get funds for a low APR – but it means that you will put equity in the first place.

There are also pros and cons of the loans for home improvement. We will talk about them later.

There are two main types of loans for improving your home: the first is home improvement loan and the second one is home equity loan.

Continue reading “Home Improvement Loans: Our Review”

Best Techniques to Save on Appliance Repairs

appliance repair services
Photo credit: Pixabay.com

Appliances always break down when you don’t expect it. When it is a cold winter outside, your water heater breaks down. And when the hottest day of summer comes, your A/C breaks down.

Or even worse: you could come back home after a vacation and notice that the fridge you have recently bought is switched off and it is stinky inside.

That’s when you start searching for „appliance repair near me” at a speed of light. However, some appliances, like blender or mixer, may work perfectly for 20 years without any problem.

Continue reading “Best Techniques to Save on Appliance Repairs”

Student Loan Refinancing Guide

refinance student loans

It is not fun to pay off student loans. In case you have a few or many student loans which require high monthly payments, what can help you alleviate this burden? Student loan refinancing is a perfect answer to this question. It allows you to combine both your private and federal student loans into a single student loan that will cost you less.

How much can you save with its help? Use student loan refinance calculator to estimate how much you could save and compare the interest rates of your new loan and existing debt.

Continue reading “Student Loan Refinancing Guide”

Unsecured Debt Consolidation Pros and Cons

unsecured debt consolidation pros and cons
Photo credit: Pixabay.com

Many people struggle to manage the unsecured loans that should be quickly repaid, especially if they have a couple of them. The good news is that these people have a couple of variants how to forget about the debts forever.

Debt consolidation is the process of replacing multiple loans by the only one with lower monthly payments and a longer period of repayment. There are two basic types of debt consolidation: unsecured and secured. A secured debt consolidation is the one backed by a collateral. In case the borrower does not make repayments in time, he will lose the assets.

Continue reading “Unsecured Debt Consolidation Pros and Cons”

What Does It Cost to Raise a Kid?

How Much Does It Cost To Have Kids?
Photo credit: Pixabay.com

Is your family budget ready for a kid? The future parents are often frightened by the idea that raising a child is expensive. While that is true, knowing the exact numbers could help a family to prepare for the new expenses. According to the US Department of Agriculture, the average cost to raise a child in the United States from birth to age 17 is $233,610.

How much does it cost annually to raise a child then? It turns out that the future parents should be ready to spend $14,000 per year. Let’s see in details what this includes and what other important things you need to know about the cost of raising a child in America.

Continue reading “What Does It Cost to Raise a Kid?”

Beginner Guide to Investing

how to invest
Photo credit: Pixabay.com

Investing is a perfect tool for building wealth, but it is not the only reason for its popularity. Different vehicles make it easy to start with small amounts and add to them from time to time.

This tutorial will help you start investing. It will explain what investing is and how to invest properly. It will cover the building blocks of investment and provide the insights into techniques that will help you choose the appropriate strategies and vehicles.

Continue reading “Beginner Guide to Investing”

Retirement Planning and Savings Options for Entrepreneurs

planning to retire for businessmen
Photo credit: Pixabay.com

No matter what entrepreneurship stage you are in, your top priority should care about your retirement. If you already have a retirement fund, think about how to maximize it. The main way to optimize your investments return is to use an income investing approach.

You can create an ideal portfolio by collecting interest from different types of bonds, distributions that come from investments, and cash flow from stock dividends.

Each entrepreneurship stage includes a various list of “to-do’s” concerning the retirement planning. Try your best to follow the tips below to keep yourself on track.

Continue reading “Retirement Planning and Savings Options for Entrepreneurs”

Top Business Financing Trends

Top Business Financing Trends
Photo credit: Pixabay.com

2017 was full of the important events and remarkable changes in the United States. Despite a little political instability, natural disasters and the major tax reform, the US economy became stronger and got new optimistic plans for growth.

Low fuel prices, high employment level, and the records on the stock market made 2017 a good year for small business financing. However, the New Year brought some uncertainty and the expectations of new trends that may have a huge impact on business financing. Read this article to find out what business financing options 2018 is already offering and what tendencies an entrepreneur face this year.

Get Business Financing

Continue reading “Top Business Financing Trends”