As you understand, an online unsecured business line of credit requires you to present no collateral for borrowing money. This means that this financial option is very convenient and attractive for borrowers while lenders consider it quite risky. That is why your business credit score and entire financial conditions have a great impact on approval of your application.
However, there are different lenders who tend to deal with such risky borrowers. This can mean that you will have to pay higher interest, but this option is still available to you.
These lenders will check the overall financial picture of your business to determine its profitability. Your task is to present all necessary documentation without any inconsistencies.
You should also apply to different lenders as their financial propositions may vary. In such case, it will be possible to find funding for your business being not in perfect shape.
Bonus: Here is a list of things to avoid to have a perfect credit score.