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Installment Loans

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Personal Money Service is not a direct lender, but a connecting service that matches your loan request with one of the trusted lenders participating in the wide online network, thus you get more chances to qualify no matter what your credit score is. Soft credit check doesn't impact your credit score.
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Online Installment Loans for Bad Credit

Like millions of people, you may be experiencing serious and scary money troubles. Don’t panic. The right installment loan can help.

Even if you have damaged credit you may qualify for a loan with better terms than you may imagine. That’s where Personal Money Service comes in. We connect you to a variety of direct creditors who are willing to work with financially distressed people. It’s a quick, convenient, and secure way to bolster your stability when you’re feeling vulnerable and it seems there is no place to turn.

This is the time to get in touch with the most reputable lenders in the U.S., directly through our platform. Submit your request today to learn which lenders may be willing to work with you.

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opploans bad credit installment loans
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Best for Fair Credit

Opploans

5.0

this rating is our subjective opinion


Minimum Credit Score

680

APR Range

59% - 199%with autopay

Loan Amounts Up to $100 per day
Fixed APR Does not charge interest
Loan Terms Until your scheduled payday
Frees No late fees ororigination fees
Time to Recive Funds Same day funding avalible
Recommended Credit Score No credit check required
Read the full review: Earning Personal Loans
Best for Fair Credit

Cashusa

4.5

this rating is our subjective opinion


Minimum Credit Score

680

APR Range

59% - 199%with autopay

Loan Amounts Up to $100 per day
Fixed APR Does not charge interest
Loan Terms Until your scheduled payday
Frees No late fees ororigination fees
Time to Recive Funds Same day funding avalible
Recommended Credit Score No credit check required
Read the full review: Earning Personal Loans
Best for Fair Credit

BadCreditLoans

4.0

this rating is our subjective opinion


Minimum Credit Score

600

APR Range

5.99% - 35.99%

Loan Amounts From $100 to $10000
Fixed APR Does not charge interest
Loan Terms From 90 days to 70 months
Fees No late fees origination fees
Time to Receive Funds Same day funding available
Recommended Credit Score No credit check required

Obtain Quick Installment Loans Here

Installment loans are attractive products for many reasons. They provide a specific amount of money in one lump sum, and you can use it for just about anything you like, from paying off high interest debts to covering pressing health care costs.

Interest is built into the amount you borrow so you don’t have to guess how much the loan will ultimately cost. You would repay over a set number of months, called the term, in a series of equal monthly payments. With each payment, the debt will decline until you’re at a zero balance. Compared to revolving credit products like credit cards that come with fluctuating debt and payments, installment loans are simple to manage!

loan with installment payments

In the past, only conventional banks and credit unions would offer installment loans to consumers, but today they are offered by a wide variety of online lenders. In fact, you can obtain no credit check installment loans from the comfort of your home, saving you time and preventing stress. The application process, too, is easy. Rather than dealing with complicated paperwork and submitting multiple documents, just fill out a simple form.

3 Steps to Request Funds Online

1

Fill out the Form

  • short and easy form
  • safe & secure
2

See If You're Approved

  • real-time request review
  • large network of lenders
3

Check Your Account

  • convenient borrowing option
  • money into bank account

Online Approval of Installment Loans

Once you have the installment loan, you are free to use the money. You might use it to buy a working car, make necessary home repairs, or purchase electronics for school. The choice is yours.

When pressed for funds, it’s important to identify the most beneficial solutions that are tailored to fit your unique circumstances. This is why online lending has become so popular.

You don’t need to visit individual financial institutions to learn the details for each loan, fill out complicated paperwork, gather and provide supporting documentation, and then wait days for a response. Our streamlined process is simple and fast.

Personal Money Service does not issue installment loans or make any lending decisions. Instead, we help borrowers with challenging credit profiles apply for the best loans that fit their credit profile. The alternative creditors we have relationships with will provide you with near-immediate decisions, with no hassle and minimal effort.

Our platform connects consumers from all over the country with a vast network of lenders. No matter where you reside, you will receive a prompt response from the lender. You’ll soon know your approval status, and you and the lender can take it from there. A good installment loan is predictable, convenient, and can help you avoid turning to problematic loan products.

Instead you will enjoy a predictable lending solution with stable rates and terms that won’t fluctuate in the future.

You can prepare for the payments every month because you will always know when it’s due and how much it is. There are other advantages too. You may apply and receive the cash via your computer or mobile device rather than travel to a physical branch or office.

As a borrower, knowing how installment loans function will help you make the right decisions. Many other lending products come with fluctuating rates and additional fees. Installment loans can be suitable even if you have a low credit rating or no established credit history. More, as you pay the loan down, you will be building your credit history up.

And remember: your online request can be evaluated within a few minutes. We value every client and offer the highest level of service and expertise. You want to overcome temporary monetary disruptions, and we are here to assist. When you pursue a loan through our service, everything is transparent.

Because you have a set time frame with a direct deadline, the conditions of installment loans are precise and honest. Our managers are available to support you at every stage of the application process and will answer any questions that may arise.

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Installment Loans for Bad Credit

At Personal Money Service we often receive loan requests from people who been rejected for credit and are embarrassed to try again. There is not need for reluctance. We work with distressed borrowers from all over the country, and understand how and why problems can occur. Our aim is to help you, no matter where you live or what your situation is, get matched with excellent creditors. Thus, we accept every application and encourage you to solve your financial issues.

Be brave. You can change your life for the better, and sometimes that means taking out a loan to cover the cost of something important. Our goal is to assist you with your needs.

Of course loan applicants with poor credit ratings present a higher risk to lenders, so unsecured loan options will be more limited than those for people with high credit ratings. Since the creditor doesn’t require collateral to secure the debt, there is statistically a greater chance the borrower will default and not repay the money owed. That’s why many traditional lending institutions aren’t willing to deal with people with damaged credit. They prefer to issue larger sums to consumers who appear to be less risky.

Receive Up to $5,000 for Your Needs

When pressed for funds, it’s important to identify the most beneficial solutions that are tailored to fit your unique circumstances. This is why online lending has become so popular. You don’t need to visit individual financial institutions to learn the details for each loan, fill out complicated paperwork, gather and provide supporting documentation, and then wait days for a response. Our streamlined process is simple and fast.

Personal Money Service does not issue installment loans or make any lending decisions. Instead, we help borrowers with challenging credit profiles apply for the best loans that fit their credit profile. The alternative creditors we have relationships with will provide you with near-immediate decisions, with no hassle and minimal effort.

Our platform connects consumers from all over the country with a vast network of lenders. No matter where you reside, you will receive a prompt response from the lender. You’ll soon know your approval status, and you and the lender can take it from there.

The good news is that it’s never been easier to get in touch with a large database of willing lenders all at one time. Just provide basic information regarding your employment status and financial picture, then submit a single request on our platform. We will connect it with numerous creditors within minutes. As long as your job is stable and you have a steady monthly income, chances are strong your request will be approved.

Be aware that some service providers may advertise “no credit check” on installment loans, but all will perform a hard credit inquiry after you submit an application. Only when looking at your consumer credit reports and credit scores can it confirm your personal data and verify your creditworthiness. However, a soft credit pull, which is what happens when we connect you to potential lenders, has no impact on your credit.

An overabundance of hard inquiries can hurt your credit scores at a time when you’re interested in qualifying for a credit product, so apply carefully. And when you do find a loan that looks great? Before signing, read it thoroughly to be certain it’s what you want - and that you agree to all the terms.


Erica Sandberg is an and author of "Expecting Money: The Essential Financial Plan for New and Growing Families." Erica is on the advisory committee for Project Money and a member of the Society of American Business Editors and Writers.