Questions

Back to questions list

Car insurance for teens exists. Lots of online and local insurance companies offer cheap car insurance for teens.

To apply for the cheapest car insurance for teens, they should follow some steps.

  1. Check out offers from the reputable insurance companies such as Allstate, Nationwide, Esurance, Geico, State Farm, and Progressive. They usually offer discounts for the best car insurance for teens.
  2. Choose older and simpler car to lower the rates as they are cheaper to insure. Still, such cars as Subaru Forrester, Toyota Prius, Mazda 3 and others are affordable for insurance even if they are new.
  3. Attend defensive driving course. Don’t underestimate this step. Those, who attended a defensive driving course, confessed the fact that they rarely get into car accidents.
  4. Consider plans that help to save on monthly premiums if you raise your deductible. This trick is especially good if you look for a speedy fix for monthly rates.

How much is car insurance for teens?

Car insurance for a teen can be quite expensive pleasure. There is a list of the average cost of the car insurance for teens:

  • 16-year-old – $3,989
  • 17-year-old – $3,522
  • 18-year-old – $3,148
  • 19-year-old – $2,178
  • 20-year-old – $1,945

These numbers are relative. Personal Money Service doesn’t take into account peculiarities of every single insurance company, its plans, discounts, and backgrounds of your personal situation.

Parents also can join their children on their own insurance plan – sometimes it really works.

Learn how traffic schools can save you money.